I settled my account!!



On May 5th, 2003 Providian accepted my settlement agreement by endorsing and cashing my settlement check. I don’t know why you find this so confusing. Let me spell it out for you one final time, however, for those of you who were asleep the first few thousand times I have explained this. Ready??? (Get Acrobat Reader if you do not already have it or enter the site.)

I drafted and sent a settlement offer

I put the settlement contract on the BACK of the check. That way you couldn’t SHRED IT whithout shredding the check too. (Not that you’ve never shredded checks. We all know you have...)

Click here to read the settlement offer and see the actual check I sent to Providiots.

Providian accepted the offer

by cashing the settlement check. It is not rocket science. The contract is short and sweet. What part are you having trouble understanding? I would love to explain it to you. Just give me a call and I promise to read nice and slow...

Click here to see the cashed check

Providian had 90 days to reverse the settlement but didn’t do it

by sending me back the money. You have chosen not to reverse the settlement. Now it is time to correct your records and indicate my balance as “paid in full” and “paid as agreed”. BE ADVISED: I have completely lost my sense of humor and if you’re smart you’ll stop toying with me before I completely lose my patience!

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